San Diego, CA. The ICFE s Spendermender is
now counseling online. Consumers whose spending is out of
control, and as a result, may have seriously damaged their
individual credit ratings and FICO credit scores, may now
speak online or by telephone with the Spendermender. The
new counseling service is being made available by the
nonprofit Institute of Consumer Financial Education
(ICFE), a San Diego based group helping people of all ages
improve their spending, increase their savings and use
credit more wisely.
The ICFE s Spendermender is
Paul S. Richard, a registered financial consultant,
(RFC) and a Certified Consumer Interviewer on the Fair
Credit Reporting Act, by the Consumer Data Industries
Association (CDIA). He is also the nonprofit ICFE s
executive director.
Thousands of people in America are victims of poor
spending practices and habits. Many of them find they
seemingly have little or no control over their actions and
need help changing their hurtful spending and the certain
negative outcomes. Stories about the financial havoc
wreaked on someone s once good credit rating are
plentiful. Helping those consumers mend their spending and
helping them to eventually recover their credit ratings or
improve their FICO credit score is the end goal of the
counseling sessions. Individuals who reside in the greater
San Diego area make also make appointments for
face-to-face counseling on spending and credit report
reviews.
For more information about mending spending, or improving
credit ratings through a new credit education course known
as
Credit When Credit Is Due, visit the ICFE's Web page
at: http://www.icfe.info.
The
site also includes helpful sections on increasing savings,
using credit wisely, plus "How to set up and implement a
spending-plan" (with a one page work sheet) for personal
and/or family finances.
To receive the same information by mail, please send $1
and a self-addressed, 60 cent stamped envelope to: ICFE
Spending Tips at PO Box 34070 San Diego, CA 92163-4070.