Having a professional review the handling of personal credit and identity information for express purposes of guarding against credit and identity theft could become as common as an annual checkup with a physician and dentists. The criminals have become so sophisticated in their techniques, deceptions and abilities to cover their tracks that utilizing professionally trained professionals in risk management could one day even rate a discount with an insurer, because of the amount of time and money it will save.
Small business owners are given new responsibilities under the Fair and Accurate Credit Transactions Act (FACTA) and are held liable with penalties should they not protect the private medical, credit and insurance information of their clients and customers. Small businesses will need the help professionally trained individuals who are knowledgeable about the law and the steps to take be in compliance and avoid being a victim and suffer legal penalties. ICFE Certified Identity Theft Risk Management Specialists will be needed everywhere in America.
More people are now becoming aware of the importance of looking at their credit files, especially because of the recent news stories about rapid increase in credit and identity theft complaints. Reviewing how people handle, dispose of and store their private credit, financial and other important information and providing useful tips and techniques on how to minimize the risk of becoming a victim will be providing a invaluable service.