Over 76 million credit and identity theft victims and counting...
The monetary losses are mounting. More small business owners are discovering the hard way what the new laws say they now must do to protect a customer's personal information. Guarding against credit and identity theft is more important now, than ever before. In part because the number of victims continues to multiply in huge numbers every month, but the law enforcement and resolution advocacy services don't. And partly because there are so few professionals trained and qualified to help the public and small businesses who need to access and manage credit and identity theft risk to avoid financial ruin and the nightmares of attempted resolution should one become a victim.
The ICFE has developed the "ICFE Certified Identity Theft Risk Management Specialist" - CITRMS® educational and certification testing program. The main purpose is to comprehensively prepare and equip law enforcement professionals, financial planners and CPA's, resolution advocates, notaries, lawyers, credit and debt counselors, through education, testing and computer software training, with the knowledge and skills necessary to help consumers and businesses fully assess and minimize their present risk of credit and identity theft. All of these professionals - who are now the front line of defense in the fight against credit and identity theft for their clients and constituents - will also have a heightened sense of awareness about this so-called silent crime and will be tuned in to always guarding against it and always talking about it with their clients and constituents to keep their awareness high. This ICFE course is NOT available online.
Course Feedback from CITRMS® Graduates
Now more than ever in the past, the time has come for a more professional, comprehensively trained well educated approach the ICFE Certified Identity Theft Risk Management Specialist program contains that will equip people with a working knowledge and understanding of the individual uniqueness of these crimes. Also included is an introduction to risk management and resolution software which will greatly assist with serving both victims and clients and in addition to small business owners
There are five areas of study and testing:
1) Understanding Identity Theft
2) Credit Reports, Specialty Reports and Public Records
3) Identity Theft Risk Management and Resolution
4) Consumer Protection Law Summaries
5) Identity Theft Risks and Issues for Businesses.
This program will also result in professionals having gained the knowledge and techniques necessary to improve their own chances of not becoming a victim and also help others too.
Partial list of companies represented by current CITRMS®
Here are some reasons why professionals enroll in this new ICFE Certification Program:
Read more about the Certification Program
What to Expect From This Comprehensive ICFE Certification Program
The Ever-growing Need for Identity Theft Risk Management Specialists
What are ICFE Certified Identity Theft Risk Management Specialists and What do they do?
ICFE Cautions Consumers to Scrutinize Identity Theft Services
ICFE Introduces Nation's First CITRMS® Training, Testing and Certification Program
View Table of Contents
Law Enforcement Professionals (Criminal and Prosecutorial)
CFPs, CLU and ChFCs, CPA's, RFCs and Lawyers
Military Financial Counselors
Notaries - Credit and Debt Counselors
Faith Based Credit and Financial Counselors
Identity Theft Victim and Resolution Advocates
View News Release!
Specialized Credit Report Reviewer and ID Theft Risk Management Credentials from ICFE Set New Standard
First, enroll and receive the ICFE program materials in the comfort of your home or office. Upon the receipt of the Independent Study Guide, the CITRMS® Resource CD, and the Examination, you are ready to begin the home study program and advance at your own pace. Upon completion, take the 100 question examination. Candidates who answer 80 of the 100 questions correctly (80%) receive the ICFE Certification.
Here is what is included in the enrollment package:
ICFE Certified Identity Theft Risk Management Specialist Independent Study Guide and a 100 question Examination and Answer Sheet.
Also, there is a CITRMS® Resource Guide on a CD which includes PowerPoint Shows; tools; dozens of forms, letters, and affidavits; laws; and other important resources plus the ICFE Identity Theft Risk Management Survey and Report. There is a personalized ICFE CITRMS® Certificate with the ICFE CITRMS® seal presented to all graduates.
What does the enrollment package cost? $399.00** (includes 2-day Priority
**Multiple enrollment (two or more) discount is $25 per enrolled at the same time.
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Here's What you will Receive!
ICFE Certified Identity Theft Risk Management Specialist Study Guide
ICFE Certified Identity Theft Risk Management Specialist Examination
ICFE Certification: Identity Theft Risk Management Specialist
ICFE Special Report: Identity Theft Risk Assessment PowerPoint™ Presentation CD
Take Charge: Fighting Back Against Identity Theft (from the Federal Trade Commission)
About the credit and identity risk assessment service for
small business owners, individual consumers and their families.
Business owners are liable for security breaches. The Federal Trade Commission recently fined a mortgage company $50,000 for violating national Disposal, Safeguards and Privacy rules by leaving loan documents with sensitive information in and around an unsecured trash bin
Small Business Owners: As an Certified Identity Theft Risk Management Specialist,
have already gained the knowledge, skills and techniques necessary to assist
the small business owner
by showing them how to conduct a complete review and assessment of their risk
of becoming a liable
for damages and or penalties because of the way they handle, or perhaps mishandle
credit, medical, insurance and other confidential information during the course
of their normal business
operations. This assessment may also include to the owner's personal information
and extend to his or
her workers, as an employee benefit. Depending on the size of the small business
and the amount of
sensitive customer information they may control, a review and assessment of the
to employ which will result in minimizing their risk may take from two to six
hours. The hourly billing would
be consistent your current hourly rates.
Consumers: Over 200 million data records of U.S. residents have been exposed due to security breaches since 2005. Everyone is at risk. A review of an individual consumer's personal financial, insurance, and other confidential family information - from their credit reports to the way they might receive their printed checks in the mail, to also include how the information is stored and, equally important, the manner of its disposition is the initial part of process. The assessment is done with the client present and importantly will include suggestions on how to make one's situation more secure and less available to others, whether family members or criminals.
Typically, the first step is to have the client(s) empty out their wallet
or purse on the desk in front of you.
What you are looking for is incriminating items with a SS#s and other information
they may be carrying
around that could harm them. The average interview and assessment takes about
an hour and a half to two
hours. The assessment also includes corrective and cautionary steps to take to
minimize the risk and guard
against the crimes and also receive an important list of things they should always
do to guard against both
credit and identity theft.
You will explain how and why current practices, disposition without first shredding, for instance, may increase their risk of their credit and other identity information fall into the hands of miscreants and even organized crime. Should your service include a review of credit files, any changes and corrections and you may suggest may be made using the ICFE's Do-It-Yourself Credit File Correction Guide.
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CITRMS® is a registered trademark of the Institute of Consumer Financial Education (ICFE), San Diego, CA